January 4, 2025

The Difference Between Storm and Flood Damage: What You Need to Know

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When disaster strikes, it’s essential to understand the difference between storm and flood damage. While both can wreak havoc on your home, the causes, coverage, and restoration processes often differ. At Pro Master Cleaning Restoration, we specialize in addressing both types of damage to help homeowners recover quickly and efficiently.

What is Storm Damage?

Storm damage typically occurs as a result of severe weather events like hurricanes, tornadoes, or thunderstorms. This type of damage includes roof leaks, broken windows, fallen trees, and structural harm caused by wind, hail, or lightning. Storm damage is usually covered under standard homeowner’s insurance policies, but it’s essential to document all damage and act quickly to prevent further harm.

What is Flood Damage?

Flood damage happens when water overflows onto dry land, typically caused by rising water levels in rivers, lakes, or heavy rainfall overwhelming drainage systems. Unlike storm damage, flood damage is usually excluded from standard insurance policies and requires separate flood insurance. Floodwaters can cause widespread contamination, affecting flooring, walls, and even the foundation of your home.

Why the Difference Matters

Understanding whether your home has storm or flood damage is critical for filing insurance claims and starting the restoration process. While storm damage might involve repairing a roof or clearing debris, flood damage often requires more extensive cleanup, including water extraction, drying, mold prevention, and decontamination.

Pro Master is Here to Help

No matter the type of damage, Pro Master Cleaning Restoration has the expertise and tools to restore your home quickly. Our team will assess the damage, guide you through the insurance process, and ensure your home is safe and sound again.

Need help after a storm or flood? Call Pro Master Cleaning Restoration today. We’re available 24/7 to assist you!

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